How to Tell an Investment is Too Risky for You

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When you invest, you have to be prepared for risks. Every investment comes with risk. However, that doesn’t mean that you should ignore risks and invest anyway. It’s important to understand what is too risky for you, and what you can do to mitigate your risks while still earning an acceptable return. Understand Your Risk […]

Low Cost Investments for a Weak Dollar

The American dollar remains near record lows against many foreign currencies. This creates opportunities and challenges for investors of all budgets. Aside from national pride, a weak currency affects wages, purchasing power and corporate profits. Each of these factors can impact the performance of stocks and bonds. A portfolio solely invested in domestic securities can […]

5 Tips for Investing in P2P Loans

P2P loans are growing in popularity. Not only are borrowers finding them useful when more traditional lenders are reluctant to provide money, but investors are finding that it’s possible to diversify an income portfolio a little bit, and to see reasonable returns. If you want to invest in P2P loans, you can improve your chances […]

Peer to Peer Lending Worked for Me!

Source: http://www.flickr.com/photos/aidan_jones/

I don’t typically write first person stories about my own financial situation. However, I had a really positive experience with social lending. Although a lot of people have used peer-to-peer lending for both borrowing loans and investing money, there are still many people out there who don’t know if social lending is right for them. […]

My Top 8 Investment Guidelines For DIY Investors

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When I started investing, I invested based upon my gut feeling – if I felt that an investment would be profitable, I would invest in it. I looked at a few things, such as the P/E ratio, the asset’s price action over the past year, etc. After investing like this for one year, it finally […]

Three Phony Criticisms of Buy-and-Hold

I’m a critic of Buy-and-Hold. I believe that investors MUST change their stock allocations in response to big valuation shifts to have any hope whatsoever of keeping their risk profile roughly constant. I don’t believe that is is possible that a Buy-and-Hold strategy could ever work in the long term. That said, I believe that the Buy-and-Holders […]