Category Archives: Debt & Credit

5 Ways Poor Credit Can Cost You

Your credit is one of the most important aspects of your finances. Your credit situation can mean savings — or costs. In fact, poor credit can cost you significantly. And the costs aren’t always in terms of money. While the most obvious costs of poor credit are financial, you also have to watch out for…Continue Reading

6 Steps Towards Getting Today’s Finances in Order

Most Americans have never learned the bare-bones basics of personal finance. They regard having an available balance on their credit card as the same thing as having an actual savings account. It isn’t entirely their fault; the entire consumer lending industry, because they benefit from this ignorance, takes great pains to showcase the ease of…Continue Reading

The Comfort Level Approach to Debt

Since I’m steeped in the world of personal finance, just about everyone I know is all about getting rid of high-interest consumer debt. While there are lively debates about the acceptable level of low-interest debt, and debt used as leverage, most of those I know in the PF world agree that carrying high-interest balances month…Continue Reading