6 Steps Towards Getting Today’s Finances in Order

financial-goals

Most Americans have never learned the bare-bones basics of personal finance. They regard having an available balance on their credit card as the same thing as having an actual savings account. It isn’t entirely their fault; the entire consumer lending industry, because they benefit from this ignorance, takes great pains to showcase the ease of […]

The Comfort Level Approach to Debt

how to get rid of debt

Since I’m steeped in the world of personal finance, just about everyone I know is all about getting rid of high-interest consumer debt. While there are lively debates about the acceptable level of low-interest debt, and debt used as leverage, most of those I know in the PF world agree that carrying high-interest balances month […]