Comments on: Asset Allocation-What it is and Why it’s Important

By: Roger Wohlner

Roger Wohlner — Sat, 24 Oct 2009 22:40:11 +0000

Good post on the basics of asset allocation. While asset allocation is not a magic formula for success, for many investors it is a way to implement a sell discipline. Buying a stock or fund at the right time is much easier than knowing when to sell. Periodic rebalancing enforeces a basic sell discipline.

By: Risk Tolerance-Determine Your Investor Profile | Financial Highway

Risk Tolerance-Determine Your Investor Profile | Financial Highway — Mon, 20 Jul 2009 09:03:23 +0000

[...] is an important step before investing, your risk tolerance will determine your appropriate asset allocation. There are several factors that determine your risk tolerance among other things are your age, [...]

By: My IRA’s Asset Allocation (June 09 Update)

My IRA’s Asset Allocation (June 09 Update) — Sat, 20 Jun 2009 01:03:13 +0000

[...] Asset allocation is your plan for your investment contributions. Are you going to put it in stocks, mutual funds, bonds, ETFs, etc? [...]

By: Understanding Bonds-What Are Bonds? | Financial Highway

Understanding Bonds-What Are Bonds? | Financial Highway — Tue, 24 Mar 2009 05:02:24 +0000

[...] are an important part of asset allocation, a mix of bonds and equities provide a better return than just one asset class this is known as the [...]

By: Erik

Erik — Mon, 23 Mar 2009 23:42:44 +0000

Excellent break down!

Reward checking is a good place to store cash on hand. We’re seeing some community banks/credit unions pay up to 6%.

Check out the top performers from our site CheckingFinder.com:

Rates with a * signifies this bank rate is available nationwide.

First Robinson Savings Bank – Robinson, IL 6.01
Southern Missouri Bank & Trust 6.01
Bank of Ripley – Ripley, TN 5.26
LA DOTD Federal Credit Union – Denham Spring, LA 5.25
Keystone Bank – Auburn, AL *5.15
Connexus Credit Union – Wausau, WI *5.15
Community State Bank – Poteau, OK 5.05
First State Bank – Kansas City, KS 5.03
State Employees Credit Union – Santa Fe, NM 5.02
Grand Bank of Texas – Grand Prairie, TX 5.02
Malvern Federal Savings Bank – Paoli, PA *5.01
Union State Bank – Everest, KS 5.01
United National Bank – Cairo, GA 5.01
First Banking Center – Lake Geneva, WI 5.01
Noble Bank & Trust – Anniston, AL 5.01
The Community Bank – Brockton, MA 5.01
Community Bank of Pleasant Hill – Pleasant Hill, MO *5.01
Olmsted National Bank – Rochester, MN *5.01

Hope this helps!

By: Carnival of Personal Finance #197 | Keep My Dollar

Carnival of Personal Finance #197 | Keep My Dollar — Mon, 23 Mar 2009 12:00:08 +0000

[...] Asset Allocation-What it is and Why it’s Important [...]

By: Learn The Basics of Investing - Edition #197 of Carnival of Personal Finance

Learn The Basics of Investing - Edition #197 of Carnival of Personal Finance — Mon, 23 Mar 2009 02:42:36 +0000

[...] Financial Highway talks about asset allocation. [...]

By: Ray

Ray — Fri, 20 Mar 2009 05:13:11 +0000

PLS wow that is pretty aggressive move there specially for the long term could be very volatile but for the next few years it might be a good strategic allocation.

I had to move to cash mainly due to couple of big expenses I have coming up.

1. Wedding this summer
2. Planning on purchasing a condo

Personal account I was mostly in cash since February 08, I saw some opportunities in the market in December with the tax-loss selling specially in financial sector, now pretty much sitting back on 100%. sold off some financials in the market rally this week.

By: PLS

PLS — Fri, 20 Mar 2009 00:05:49 +0000

Pre 2008 crash I was at 60/40 (bond/equity). I have been shifting my allocation as the markets come down further and I’m at 5/95 now. It’s very aggressive but I’m looking at 25-30 years until I need the $. As the markets go up (hopefully) I’ll be shifting in the opposite direction.

I’m surprised your moving to cash at this point or did you do this before the crash?