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	<title>Comments on: 10 Money Saving Tips for a Debt Free Christmas</title>
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	<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/</link>
	<description>Personal finance blog discussing investments, savings, insurance and financial planning ideas to grow wealth</description>
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		<title>By: Will You Have a Frugal Holiday Season? Here Are Some Tips</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-7164</link>
		<dc:creator>Will You Have a Frugal Holiday Season? Here Are Some Tips</dc:creator>
		<pubDate>Sat, 13 Nov 2010 14:06:29 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-7164</guid>
		<description>[...] On a whole, I think this is a good thing. The gift inflation associated with the holidays in recent years put a premium on the cost of the gift, and encouraged spending money. On top of that, expensive gifts, and a profusion of gifts, are both things that contribute to a materialistic outlook. When we concern ourselves with how much we are spending on someone, it gives the impression that we are trying to buy affection, rather than express our own affection for someone else. Plus, it can result in large amounts of Christmas debt. [...]</description>
		<content:encoded><![CDATA[<p>[...] On a whole, I think this is a good thing. The gift inflation associated with the holidays in recent years put a premium on the cost of the gift, and encouraged spending money. On top of that, expensive gifts, and a profusion of gifts, are both things that contribute to a materialistic outlook. When we concern ourselves with how much we are spending on someone, it gives the impression that we are trying to buy affection, rather than express our own affection for someone else. Plus, it can result in large amounts of Christmas debt. [...]</p>
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		<title>By: Accountant Marketing</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-2363</link>
		<dc:creator>Accountant Marketing</dc:creator>
		<pubDate>Sun, 24 Jan 2010 19:01:28 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-2363</guid>
		<description>Like they say...cash is king!  Especially for folks with little discipline (most of us).Just cut up the plastic.</description>
		<content:encoded><![CDATA[<p>Like they say&#8230;cash is king!  Especially for folks with little discipline (most of us).Just cut up the plastic.</p>
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		<title>By: The Aftermath Holiday Spending: Holiday Hangover &#124; Finance Blog</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-2272</link>
		<dc:creator>The Aftermath Holiday Spending: Holiday Hangover &#124; Finance Blog</dc:creator>
		<pubDate>Thu, 07 Jan 2010 06:30:03 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-2272</guid>
		<description>[...] the holiday season began we wrote “10 Money Saving Tips for a Debt Free Christmas.” We hope the article helped you reduce some of your costs, but what if you blew up all your [...]</description>
		<content:encoded><![CDATA[<p>[...] the holiday season began we wrote “10 Money Saving Tips for a Debt Free Christmas.” We hope the article helped you reduce some of your costs, but what if you blew up all your [...]</p>
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	<item>
		<title>By: Nikki</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-1925</link>
		<dc:creator>Nikki</dc:creator>
		<pubDate>Sun, 29 Nov 2009 20:33:28 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-1925</guid>
		<description>I agree Tax Lawyer, use cash!!!!!! Also, I would take advantage of &quot;pay as you go&quot; programs. This includes cell phones. If you are planning to get a loved one a cell phone for Christmas, get them a prepaid wireless phone. I got my kids on the Verizon/Tracfone network with Straight Talk. It is $45 a month and give them unlimited talk and text and 30MB of data. There are no activation, overage, or cancellation fees. Best part is...you don&#039;t have to put it on your credit card because there is no monthly bill. You PAY AS YOU GO. Great deal, huh?</description>
		<content:encoded><![CDATA[<p>I agree Tax Lawyer, use cash!!!!!! Also, I would take advantage of &#8220;pay as you go&#8221; programs. This includes cell phones. If you are planning to get a loved one a cell phone for Christmas, get them a prepaid wireless phone. I got my kids on the Verizon/Tracfone network with Straight Talk. It is $45 a month and give them unlimited talk and text and 30MB of data. There are no activation, overage, or cancellation fees. Best part is&#8230;you don&#8217;t have to put it on your credit card because there is no monthly bill. You PAY AS YOU GO. Great deal, huh?</p>
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	<item>
		<title>By: Money Wisdom: 10 Ways to Be Wise With Your Personal Finances &#124; My Super-Charged Life</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-1904</link>
		<dc:creator>Money Wisdom: 10 Ways to Be Wise With Your Personal Finances &#124; My Super-Charged Life</dc:creator>
		<pubDate>Wed, 25 Nov 2009 12:01:51 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-1904</guid>
		<description>[...] express the true meaning of Christmas?&#160; I don&#8217;t think so.&#160; Financial Highway shares 10 Money Saving Tips for a Debt Free Christmas.&#160; Put a little common sense back into your [...]</description>
		<content:encoded><![CDATA[<p>[...] express the true meaning of Christmas?&nbsp; I don&#8217;t think so.&nbsp; Financial Highway shares 10 Money Saving Tips for a Debt Free Christmas.&nbsp; Put a little common sense back into your [...]</p>
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		<title>By: Tax Lawyer</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-1890</link>
		<dc:creator>Tax Lawyer</dc:creator>
		<pubDate>Tue, 24 Nov 2009 01:44:40 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-1890</guid>
		<description>The key is to not use credit cards.  Just take out the cash for your presents and when it&#039;s gone it&#039;s gone.  This will make you budget wisely because when it comes to presents you don&#039;t want to see someone left out.</description>
		<content:encoded><![CDATA[<p>The key is to not use credit cards.  Just take out the cash for your presents and when it&#8217;s gone it&#8217;s gone.  This will make you budget wisely because when it comes to presents you don&#8217;t want to see someone left out.</p>
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	<item>
		<title>By: Weekly Wisdom: Happy Thinks-Giving &#124; Green funds are the way forward!</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-1876</link>
		<dc:creator>Weekly Wisdom: Happy Thinks-Giving &#124; Green funds are the way forward!</dc:creator>
		<pubDate>Sun, 22 Nov 2009 15:22:14 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-1876</guid>
		<description>[...] Friday&#8217;s coming up. Here are some tips from Financial Highway for making it through the holiday shopping season without taking on debt. And here&#8217;s a few frugal ideas for holiday entertaining at Personal [...]</description>
		<content:encoded><![CDATA[<p>[...] Friday&#8217;s coming up. Here are some tips from Financial Highway for making it through the holiday shopping season without taking on debt. And here&#8217;s a few frugal ideas for holiday entertaining at Personal [...]</p>
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	<item>
		<title>By: The Online Investing AI Blog &#187; Weekly Wisdom: Happy Thinks-Giving</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-1875</link>
		<dc:creator>The Online Investing AI Blog &#187; Weekly Wisdom: Happy Thinks-Giving</dc:creator>
		<pubDate>Sun, 22 Nov 2009 10:01:19 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-1875</guid>
		<description>[...] Friday&#8217;s coming up. Here are some tips from Financial Highway for making it through the holiday shopping season without taking on debt. And here&#8217;s a few frugal ideas for holiday entertaining at Personal [...]</description>
		<content:encoded><![CDATA[<p>[...] Friday&#8217;s coming up. Here are some tips from Financial Highway for making it through the holiday shopping season without taking on debt. And here&#8217;s a few frugal ideas for holiday entertaining at Personal [...]</p>
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		<title>By: Nicola Ray</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-1857</link>
		<dc:creator>Nicola Ray</dc:creator>
		<pubDate>Thu, 19 Nov 2009 16:51:03 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-1857</guid>
		<description>I love all of these tips.  Another great idea is to make a separate budget just for Christmas.  It&#039;s amazing how all of the little extras add up like food and drinks when entertaining, holiday clothing, and last minute gifts.  If you write them all down, it makes it easier to see what you need to plan for.</description>
		<content:encoded><![CDATA[<p>I love all of these tips.  Another great idea is to make a separate budget just for Christmas.  It&#8217;s amazing how all of the little extras add up like food and drinks when entertaining, holiday clothing, and last minute gifts.  If you write them all down, it makes it easier to see what you need to plan for.</p>
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	<item>
		<title>By: as</title>
		<link>http://financialhighway.com/10-money-saving-tips-for-a-debt-free-christmas/#comment-1853</link>
		<dc:creator>as</dc:creator>
		<pubDate>Thu, 19 Nov 2009 06:28:58 +0000</pubDate>
		<guid isPermaLink="false">http://financialhighway.com/?p=3200#comment-1853</guid>
		<description>Tip for the radically frugal ones:  convert to a cheaper religion / claim atheism.</description>
		<content:encoded><![CDATA[<p>Tip for the radically frugal ones:  convert to a cheaper religion / claim atheism.</p>
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